Dealing with financial institutions and having to open a line of credit is often a dreaded but necessary aspect of business ownership. Karl Spaay outlines why having a good and established relationship with your banker is important and discusses how to approach borrowing. In this presentation, he talks about what cash flow questions you should expect Lenders to ask and the records they may request. Â He touches on how short-term borrowing is a bridge for gaps between receivables and how when used properly these lines of credit can keep your business running smoothly without landing you in a mountain of debt.
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